48 Home Insurance Savings Tips -- Guaranteed Steps To Very Cheap Homeowners Insurance Rates
Thursday, September 3, 2009
Cheapest Home Insurance Rates -- Smart Ways To Save Much More
Anybody who implements time-tested advice will easily get more affordable home owners insurance rates without sacrificing adequate coverage It's equally important that I point out that there are tips that might put you at risk even if they help you make savings at the moment. I will, however, only make recommendations that will help you save much while you still keep enjoying sufficient coverage...
1. Make sure that the exterior of your home is fire-safe and your rate will be lower. You'll do well if you don't have anything that's inflammable around your home. Bushes around your house should be cut and maintained at not less than ten feet from your structure. The risk of a fire in a home is a very strong factor that influences your homeowners' insurance premium.
2. You'll pay less if you've got motion-sensitive lighting in your home. Burglars will avoid any place where their movement will be easily observed. And motion-sensitive lighting does just that. Your rate will be lower once you've reduced your home's risk of burglary with such lighting.
3. Make sure every door to the exterior has dead-bolt locks. This makes it hard for intruders or burglars to have their way. The more secured your home is against burglary, the better the risk involved in insuring it.
4. You can save more by visiting a minimum of 5 home owner insurance quotes sites. That way, you will get the lowest homeowner insurance quote possible because five sites will give up to 25 quotes altogether.
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